Effective solutions that keep your business moving forward
Florida Boat & Watercraft Insurance
Plan ahead with Blackford Business, and your only worry will be the tides.
Here in Florida, we’re lucky to be surrounded by stunning and diverse waterways. But before you head out on the water, make sure you and your vessel are properly protected. Personal Watercraft (PWC) insurance is essential for meeting the unique needs of Florida boaters. It helps cover accidental damage, fuel spill liability, and even offers optional add-ons like rental reimbursement and roadside assistance. Whether you're buying a boat for recreation or business, having the right insurance in place is key to ensuring your safety, security, and peace of mind on the water.
Why Get Watercraft Insurance?
While watercraft insurance isn’t legally required in Florida, it’s still strongly recommended. Having a policy in place can help protect you from unexpected repair costs, liability claims, and other unforeseen losses.
Just like you insure your home or car, your boat deserves the same level of protection. With Florida’s waterways being among the busiest in the country, it's important to safeguard yourself against potential risks—including accidents caused by others.
What does PWC Insurance cover?
Watercraft insurance can cover a wide range of vessels, including small fishing boats, motorboats, houseboats, yachts, powerboats, and pontoons. The type of coverage you need should reflect how you use your boat.
- If you frequently head out to open waters for fishing, more comprehensive coverage is recommended—along with protection for your gear and equipment.
- If you prefer cruising local waterways, you'll want to make sure you have collision coverage and property damage liability to protect against accidents and potential damage to other boats or property.
- Other coverage types may also include roadside assistance, bodily injury liability, personal property protection, oil spills, dry dock, and more.
What policy is best for you?
At Blackford Business Solutions we are ready to assist you in picking the right coverage for your needs so you can be on your way enjoying your newly insured watercraft!
