Unsinkable coverage for every Captain.

Here in Florida, we are surrounded by beautiful and exotic bodies of water! But before you leave shore, be certain that  you and your vessel are adequately covered in case of an accident. Personal Watercraft (PWC)  insurance is a must for the unique needs of Florida boaters. PWC helps pay for accidental damage, fuel spill protection and even offers optional coverages like rental reimbursement and Roadside Assistance. If you’re thinking of buying your own boat, whether for leisure or business, keep in mind that getting it insured is important for your own safety and security.

Currently, getting your watercraft insured is not a strict requirement  in the state of Florida. However, even then, it is still highly recommended that you purchase a policy to help protect against the headache of unanticipated repair bills and unexpected losses. 

Just as you would protect your home or automobile, protecting your watercraft is equally as important. Florida waterways are some of the busiest in the country, so it is important to be protected from the carelessness of others.

“Watercraft” covers various vessels, including small fishing boats, engine boats, houseboats, yachts, powerboats, and even pontoons. What you choose to include in your coverage ideally rests on what you primarily use your vessel for. 

• If you take it out to the open sea frequently for fishing, then you'll want to have more comprehensive coverage, as well as protection for your fishing equipment.

• If you’d rather cruise around the waterways, you should have collision damage protection and  property damage liability.

• Other coverage types may also include roadside assistance, bodily injury liability, personal property protection, oil spills, dry dock, and more.

At Blackford Business Solutions we are ready to assist you in picking the right coverage for your needs so you can be on your way enjoying your newly insured watercraft!