Owning a business comes with its share of risks, but one of the smartest ways to protect your livelihood and drive growth is through customized commercial insurance!
In Florida, Workers' Compensation insurance is mandatory if your business has four or more employees—and in certain industries, it's required even with just one employee. Without this coverage, you could face state fines and penalties, even if no claims are filed, and you may be responsible for unexpected expenses out of pocket.
If your business owns or operates vehicles in Florida, you're also required to carry Business Auto insurance.
In addition, most businesses in Florida are required to have General Liability insurance to protect against claims from third parties.
In addition to the insurance coverages required by the state of Florida, there are several optional policies business owners can choose to further protect themselves and their operations:
Determining the right types and amounts of commercial insurance to protect you and your business can be overwhelming and time-consuming. Fortunately, the team at Blackford Business Solutions is here to help.
Our knowledgeable insurance professionals will conduct a thorough review of your business and existing coverage, then provide personalized policy recommendations tailored to your unique needs and goals.
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