Your vehicle is not just your transportation. It's your office. It's your meeting room. It's your lunch break.
In today’s fast-paced world, your car is more than just transportation—it’s your personal escape and your connection to everything you need. Whether you're commuting, running errands, or hitting the open road, Blackford Business Solutions is here to keep you covered with reliable, affordable auto insurance—so you can enjoy the journey and save for the adventures ahead.
Meeting Florida’s minimum auto insurance requirements is just the start—it’s equally important to choose coverage based on how much you can realistically afford to pay if you're involved in an accident you cause or suffer.
Blackford Business Solutions overs a wide variety of coverages so that we can tailor a policy specific to your unique driving needs. Our coverages include:
- Liability: If you're found at fault in an accident, this coverage helps pay for injuries or property damage you cause to others, as well as legal expenses if you're sued, up to the limits of your policy.
- Uninsured and underinsured motorist bodily injury and property damage (UMBI/PD): This coverage helps pay for medical expenses and/or damage to your vehicle if you're involved in an accident with a driver who has no insurance or insufficient coverage, up to your policy limits.
- Medical payments: Regardless of fault, this coverage helps pay for medical bills and funeral expenses resulting from an accident. It also extends to your passengers and family members. In some states, Personal Injury Protection (PIP) replaces medical payments coverage and offers similar benefits.
- Comprehensive: Covers damage to your vehicle caused by events outside of your control, such as theft, vandalism, fire, glass breakage, hitting an animal, or weather-related incidents. It helps pay for repairs or replacement, minus your deductible.
- Collision: Collision coverage can pay to repair or replace your vehicle, minus your deductible, if your vehicle collides with a car, motorcycle, tree, guardrail, or any other object—regardless of fault.
- Loan or lease payoff coverage: Commonly known as “gap insurance,” this coverage helps pay the difference between what you still owe on your auto loan or lease and the actual cash value of your vehicle if it’s totaled.
- Rental car reimbursement: If your vehicle is undrivable due to a covered accident, this coverage reimburses you for the cost of a rental car while your vehicle is being repaired.
- Roadside Assistance: If your vehicle breaks down or becomes disabled, this coverage provides towing to the nearest repair facility and may include services like jump-starts, flat tire changes, lockout assistance, and more.
To receive the most accurate quote, you’ll need to provide your vehicle’s make, model, and year, along with details about your driving history. When you're ready to purchase a policy, be sure to have your Vehicle Identification Number (VIN) available. You may also be asked to provide your Social Security number and driver’s license number.
Questions? Contact us directly and we'll happily guide you through the auto insurance buying process!